Misconceptions About Health Insurance Markets And Health Reform

Katherine Baicker
Harvard University

Amitabh Chandra
Harvard University

February 2011 |

Several myths about health insurance pervaded the health reform debate and interfered with plans for implementation. Many are built on a kernel of truth, but the simplification of complicated issues can lead to conclusions that are misleading, or just wrong. In this article, we draw on economic principles and empirical research to examine the arguments that underlie these misconceptions and the fundamental challenges these issues pose for the successful implementation of health reform.

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