All Trends and Issues Articles

Apr 2013
Retirement Confidence in the Education Sector: Comparisons by Race

    Wilhelmina A. Leigh
    Senior Research Associate, Joint Center for Political and Economic Studies
    TIAA-CREF Institute Fellow

Mar 2013
Retirement Plans, Policies and Practices in Higher Education

    Paul J. Yakoboski
    Senior Economist
    TIAA-CREF Institute

    Valerie Martin Conley
    Professor and Chair, Counseling and Higher Education
    Director, Center for Higher Education
    Ohio University
    TIAA-CREF Institute Fellow

Feb 2013
Designing and Framing Annuities

    John Beshears
    Stanford University and NBER

    James J. Choi
    Yale University and NBER

    David Laibson
    Harvard University and NBER

    Brigitte C. Madrian
    Harvard University and NBER

    Stephen P. Zeldes
    Graduate School of Business, Columbia University and NBER

Jul 2012
2012 Retirement Confidence Survey of the State and Local Government Workforce

    Joshua M. Franzel, Ph.D.
    Vice President of Research
    Center for State and Local Government Excellence

    Paul J. Yakoboski, Ph.D.
    Senior Economist
    TIAA-CREF Institute

Jun 2012
Understanding the Role of Variable and Investment-Linked Deferred Payout Annuities (VILDAS) in Household Portfolios Over the Life Cycle

    Raimond Maurer
    Finance Department
    Goethe University

    Olivia S. Mitchell
    Wharton School
    University of Pennsylvania

    Ralph Rogalla
    Finance Department
    Goethe University

    Vasily Kartashov
    Finance Department
    Goethe University

Mar 2012
Promoting Workplace Longevity and Desirable Retirement Pathways Within Academic Institutions

    Brian Kaskie, Ph.D.
    University of Iowa

    Kevin Leicht, Ph.D.
    University of Iowa

    Steven Hitlin, Ph.D.
    University of Iowa

Dec 2011
Retirement Confidence Among Hospital Employees

    Paul J. Yakoboski
    Senior Economist
    TIAA-CREF Institute

Dec 2011
Rethinking Defined Contribution Retirement Plan Design: Plan Sponsor Perspectives

    Paul J. Yakoboski
    Senior Research Fellow
    TIAA-CREF Institute

Dec 2011
Should I Stay or Should I Go?
The Faculty Retirement Decision

    Paul J. Yakoboski
    Senior Research Fellow
    TIAA-CREF Institute

Nov 2011
Redesigning Retirement Plans with R21 Principles

Case Study of the Employee Retirement Program for the TIAA-CREF Family of Companies

    Michael Chambers
    Director, Benefits Strategy & Finance
    TIAA-CREF

    Deborah Hamilton
    Vice President, Benefits & Human Resource Operations
    TIAA-CREF

    Paul J. Yakoboski
    Senior Research Fellow
    TIAA-CREF Institute

Nov 2011
Retirement Confidence Among K-12 Employees

    Paul J. Yakoboski
    Senior Research Fellow
    TIAA-CREF Institute

Aug 2011
Retirement Confidence Among State and Local Government Employees

    Paul J. Yakoboski
    Principal Research Fellow
    TIAA-CREF Institute

Aug 2011
Rethinking Defined Contribution Retirement Plan Design: A Survey of Experts

    Paul J. Yakoboski
    Principal Research Fellow
    TIAA-CREF Institute

Jul 2011
Understanding the Reluctant Retiree on Campus: Helping Individuals Make the Right Retirement Decision

    Conrad S. Ciccotello
    Associate Professor and Director, Personal Financial Planning Program
    Georgia State University
    TIAA-CREF Institute Fellow

    E. Jill Pollock
    Senior Associate Vice President and Chief Human Resources Officer
    University of Colorado

    Paul J. Yakoboski
    Senior Research Fellow
    TIAA-CREF Institute

Jun 2011
Retirement Confidence on Campus: The 2011 Higher Education Retirement Confidence Survey

    Paul J. Yakoboski
    Principal Research Fellow
    TIAA-CREF Institute

Mar 2011
Rethinking Defined Contribution Retirement Plan Design

    Paul J. Yakoboski
    Principal Research Fellow
    TIAA-CREF Institute

Feb 2011
Wealth, Financial Literacy and Schooling

    Jere R. Behrman
    University of Pennsylvania

    Olivia S. Mitchell
    University of Pennsylvania
    TIAA-CREF Institute Fellow

    Cindy Soo
    University of Pennsylvania

    David Bravo
    Universidad de Chile

Feb 2011
Financial Literacy and Pension Fund Fees

    Justine Hastings
    Yale University

    Olivia S. Mitchell
    University of Pennsylvania
    TIAA-CREF Institute

    Eric Chyn
    Yale University

Dec 2010
Implications from Experimental Behavioral Finance for Improving Portfolio Selection

    Robert McDonald
    Northwestern University

    Thomas Rietz
    The University of Iowa
    TIAA-CREF Institute Fellow

Nov 2010
Who’s Watching the Door? How Improving 403(b) Administrative Oversight Can Improve Educators’ Retirement Outcomes

    Robert Clark
    Professor of Economics
    Professor of Management,
    Innovation, and Entrepreneurship
    North Carolina State University

    David P. Richardson
    Principal Research Fellow
    TIAA-CREF Institute

Oct 2010
Lessons Learned From the 2010 K-12 Retirement Confidence Survey

    Paul J. Yakoboski
    Principal Research Fellow
    TIAA-CREF Institute

Sep 2010
Retirement Health Among Hospital Workers: The 2010 Hospital Retirement Confidence Survey

    Paul J. Yakoboski
    Principal Research Fellow
    TIAA-CREF Institute

Sep 2010
Retirement Prospects Among State and Local Government Workers: The 2010 Public Sector Retirement Confidence Survey

    Paul J. Yakoboski
    Principal Research Fellow
    TIAA-CREF Institute

Jun 2010
Retirement Confidence on Campus: The 2010 Higher Education Retirement Confidence Survey

    Paul J. Yakoboski
    Principal Research Fellow
    TIAA-CREF Institute

Apr 2010
Retirees, Annuitization and Defined Contribution Plans

    Paul J. Yakoboski
    Principal Research Fellow
    TIAA-CREF Institute

Feb 2010
How TIAA-CREF Funded Plans Differ from a Typical 401(k) Plan 

    John H. Biggs
    Executive-in-Residence and Adjunct Professor of Finance
    New York University
    Former Chairman, President and Chief Executive Officer, TIAA-CREF
    TIAA-CREF Institute Fellow

Feb 2010
Are Plan Administrators Prepared to Meet the New Regulatory Requirements?

    David P. Richardson, Ph.D.
    Principal Research Fellow
    TIAA-CREF Institute

    Paul J. Gallagher
    TIAA-CREF

Feb 2010
The Use and Impact of Advice among Near-Retirees

    Paul J. Yakoboski
    Principal Research Fellow
    TIAA-CREF Institute

Dec 2009
Meeting Health Care Expenses in Retirement: How Ready Are Near-Retirees?

    Paul J. Yakoboski
    Principal Research Fellow
    TIAA-CREF Institute 

Oct 2009
Converting Assets to Income in Retirement: What Near-Retirees are Thinking

    Paul J. Yakoboski
    Principal Research Fellow
    TIAA-CREF Institute

Oct 2009
A Risk-Managed Approach to Designing Hospital Pensions for the 21st Century 

    Roderick B. Crane
    Institutional Client Services, TIAA-CREF

    Michael Heller
    Actuarial Consulting Services, TIAA-CREF

    Paul J. Yakoboski
    TIAA-CREF Institute

Sep 2009
Retirement Savers Respond to the Market Meltdown: Avoiding the “Hail Mary” Pass in Higher Education

    Paul J. Yakoboski
    Principal Research Fellow
    TIAA-CREF Institute

Sep 2009
New Roth Conversion Opportunities: Is Converting a Traditional IRA, 403(b) or 401(k) a Smart Move, Unwise or Much Ado About Nothing?

    William Reichenstein
    Baylor University
    TIAA-CREF Institute Fellow

    Douglas Rothermich
    TIAA-CREF

    Alicia Waltenberger
    TIAA-CREF

Aug 2009
Moving from Financial Planning to Financial Life Planning 

    Elizabeth Jetton, CFP®
    Principal, RTD Financial Advisors

Jun 2009
Managing Risks In A Market Meltdown

    Paul J. Yakoboski
    Principal Research Fellow
    TIAA-CREF Institute

May 2009
Financial Literacy: Evidence and Implications for Financial Education 

    Annamaria Lusardi
    Dartmouth College
    NBER
    TIAA-CREF Institute Fellow

    Olivia S. Mitchell
    The Wharton School, University of Pennsylvania
    NBER
    TIAA-CREF Institute Fellow

Jan 2009
America and the Rise of the Rest: The World According to Zakaria

    James Harvey
    Executive Director
    National Superintendents Roundtable

Jan 2009
Framing and Annuities

    Jeffrey R. Brown
    University of Illinois at Urbana-Champaign
    NBER
    TIAA-CREF Institute Fellow

    Jeffrey R. Kling
    The Brookings Institution
    NBER

    Sendhil Mullainathan
    Harvard University
    NBER
    ideas42

    Marian V. Wrobel
    Harvard University
    ideas42

Dec 2008
Social Security: Factors Affecting The Decision Of "When To Begin" Benefits

    David P. Richardson
    Principal Research Fellow
    TIAA-CREF Institute

Dec 2008
Trends in Health Care Spending and Health Insurance

    David P. Richardson
    Principal Research Fellow
    TIAA-CREF Institute

Nov 2008
Understanding Risk Taking in Retirement Savings through Attitude

    James H. Dulebohn
    School of Labor and Industrial Relations
    Michigan State University

    Brian Murray
    College of Business
    University of Dallas

Oct 2008
Engaging New Hires to Invest in Their Financial Security

    Paul J. Yakoboski
    Principal Research Fellow
    TIAA-CREF Institute

Jul 2008
A Paycheck for Life: The Role of Annuities in Your Retirement Portfolio

    Jeffrey R. Brown
    University of Illinois at Urbana-Champaign and NBER
    TIAA-CREF Institute Fellow

Jul 2008
Best-Practice Benchmarks for Public-Sector Core Defined Contribution Plans

    Roderick B. Crane
    Director, Institutional Client Relations,
    Public-Sector Market
    TIAA-CREF

    Michael Heller
    Vice President, Actuarial Consulting Services
    TIAA-CREF

    Paul J. Yakoboski
    Principal Research Fellow
    TIAA-CREF Institute

Jun 2008
Prospects and Implications of Medicare Reform for Households

    Marilyn Moon, Ph.D.

Jun 2008
Framing Effects in Retirement Savings

    David Card
    Department of Economics
    University of California, Berkeley
    National Bureau of Economic Research
    Michael R. Ransom
    Department of Economics
    Brigham Young University

Jun 2008
New Ways to Make People Save: The Dartmouth Project

    Annamaria Lusardi
    Dartmouth College
    Harvard Business School
    TIAA-CREF Institute

    Punam Keller
    Professor of Marketing
    Tuck School of Business
    Dartmouth College

    Adam Keller
    Vice President for Finance and Administration
    Dartmouth College

May 2008
The Effects of Choice Proliferation on Retirement Savings Behavior

    Sheena S. Iyengar
    Professor of Management
    Columbia University, Graduate School of Business
    TIAA-CREF Institute Fellow

Mar 2008
Medicare Reform: Issues and Implications for Retiree Health Insurance

    Bradley Herring, Ph.D.
    Johns Hopkins University

Feb 2008
Adjusting Retirement Goals and Savings Behavior: The Role of Financial Education

    Robert L. Clark, Professor of Management, Innovation, and Entrepreneurship and Professor of Economics at North Carolina State University, and TIAA-CREF Institute Fellow; Madeleine d’Ambrosio, Vice President and Executive Director, TIAA-CREF Institute

Jan 2008
Financial Gerontology, Family Aging and Middle-Aged Boomers: Using the ‘Senior Sandwich Generation’ Concept in Retirement Planning

    Neal E. Cutler, Executive Director of the Center on Aging, Motion Picture & Television Fund and TIAA-CREF Institute Fellow

Mar 2007
Transformational Change in Higher Education - Positioning Your Institution for Future Success

    Mimi Lord, TIAA-CREF Institute

Mar 2007
Early Retiree Health Insurance Issues

    Marilyn Moon, American Institutes for Research and
    TIAA-CREF Institute Fellow

Dec 2006
Valuing, Measuring, and Financing Higher Education in the 21st Century

    Mimi Lord, TIAA-CREF Institute

Dec 2006
The Value of Learning

    Margaret Miller, University of Virginia and TIAA-CREF Institute Fellow

Oct 2006
Tax-Efficient Sequencing of Accounts to Tap in Retirement

    William Reichenstein, Ph.D., Baylor University and TIAA-CREF Institute Fellow

Oct 2006
Annuities: Now, Later, Never?

    Benjamin Goodman, TIAA-CREF
    Michael Heller, TIAA-CREF

Jun 2006
Capitalizing on Inertia: Automation Boosts Retirement Savings

    Mimi Lord, TIAA-CREF Institute

Mar 2006
Life Insurance Coverage: How Much Is The Right Amount?

    Claude C. Lilly, University of North Carolina at Charlotte and TIAA-CREF Institute Fellow

Mar 2006
The Expanding "Roth" Retirement Account

    Alicia Waltenberger, TIAA-CREF
    Douglas Rothermich, TIAA-CREF
    William Reichenstein, Baylor University and TIAA-CREF Institute Fellow

Feb 2006
Tax-Efficient Saving and Investing

    William Reichenstein, Baylor University and TIAA-CREF Institute Fellow

Feb 2006
2005 NACUBO Endowment Study:Highlights and Trends

    Mimi Lord, TIAA-CREF Institute

Dec 2005
The New Balancing Act In the Business of Higher Education

    Mimi Lord, TIAA-CREF Institute

Oct 2005
The Role of Gift Annuities in a Planned Giving Program

    Frank Minton, Ph.D., Vice-Chair, American Council on Gift Annuities

Oct 2005
Findings from the Retirement Confidence Survey of College and University Faculty

    Paul Yakoboski, TIAA-CREF Institute

Oct 2005
Enhancing Retirement Savings Outcomes in Employer Sponsored Savings Plans : Part 1 - Increasing Participation

    Brigitte Madrian, University of Pennsylvania and National Bureau of Economic Research; TIAA-CREF Institute Fellow

Jul 2005
Retiree Health Care: Individuals Picking Up Bigger Tab

    Marilyn Moon, American Institutes for Research and TIAA-CREF Institute Fellow

Jul 2005
Recruiting and Retaining Female and Minority Faculty

    Jennifer Ma, TIAA-CREF Institute

Jul 2005
Assessing Public Higher Education at the Start of the 21st Century

    Ronald G. Ehrenberg, Cornell University and TIAA-CREF Institute Fellow

Jun 2005
Phased Retirement: Often a Win-Win Situation

    Mimi Lord, TIAA-CREF Institute

May 2005
Do People Save Enough for Retirement?

    Alicia H. Munnell, Boston College and TIAA-CREF Institute Fellow

Apr 2005
Highlights of 2004 NACUBO Endowment Study

    Mimi Lord, TIAA-CREF Institute

Apr 2005
2005 NACUBO Endowment Forum: Managers Find Pickings Quite Slim

    Mimi Lord, TIAA-CREF Institute

Nov 2004
Recent Trends in Faculty Demographics and Employment Patterns

    Jennifer Ma, TIAA-CREF Institute

Sep 2004
The Faculty Retirement Decision: Financial and Other Considerations

    TIAA-CREF Institute

© 2013 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017