403(b) Resource Center
Count on TIAA-CREF to Help You Comply With the New Requirements

Ready to Serve You

As your long-term, trusted partner and the leading provider of 403(b) plans, TIAA-CREF understands your plan administration needs.

If you have questions, please call your managing consultant. Or, if you are served exclusively by the Administrator Telephone Center, please call 888 842-7782, 8 a.m. – 8 p.m. (ET), Monday through Friday.

IRS Announces 2012 Plan Contribution and Benefit Limits

On October 20, 2011, the Internal Revenue Service announced cost-of-living adjustments affecting dollar limitations for pension plans and other retirement-related items for tax year 2012. Click here for further details.

403(b) Universal Availability Template

To assist plan sponsors in communicating the 403(b) Universal Availability requirements, TIAA-CREF has created this template (PDF), which has variable fields plan sponsors can use to adapt the document to their plan.

Sample 415(c) Participant Notices Available to Sponsors of 403(b) Plans

Administrators of 403(b) plans are required to make a good faith effort to ensure that plan contributions do not exceed the various dollar and percentage-of-compensation limits imposed by the Internal Revenue Code.

TIAA-CREF has created a participant notice (PDF) and a worksheet (PDF) to help you support this compliance effort.

QDIA Participant Notices Available

TIAA-CREF has prepared sample participant notices designed to meet the Department of Labor’s final QDIA notice requirements. These notices are available for download.

TIAA-CREF Reports, Analysis and Insights on 403(b) Regulations

What to look for in an Auditor