Get To Know Us

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We understand that you need financial support for every stage of your life — not just retirement. That’s why we offer a wide range of investment solutions that can help you and your family meet your financial goals.


Who We Are

TIAA-CREF is a full-service financial services company and a leading provider of retirement benefits. We’ve been committed to making your financial well-being possible since 1918.

But more than that, we’re a company that knows the right thing to do — and cares enough to do it.

In today’s economic climate, individuals and institutions looking for a trusted partner increasingly rely on us for a unique combination of advantages. Our plan participants enjoy::

  • Prudent risk management, diversified investment options, personalized, objective advice, and guaranteed lifetime income1 — all at some of the most competitive fees in the industry2
  • An insurance company that holds the highest ratings currently awarded from all four leading independent insurance industry ratings agencies3
  • An organization with extensive experience meeting the retirement planning needs of not-for-profit organizations and their employees

What We Believe

  • Your financial well-being is our top priority.
  • We can help guide you to the financial future you desire.
  • We will be wise stewards of the money you entrust to us.
  • We will work diligently to manage expenses on your behalf, to keep your money working for you.
  • We believe in building a company that reflects the diverse interests of those we serve.
  • We are a strong supporter of shareholder rights, a leader in socially responsible investing and an advocate for sound governance at the companies in which we invest. We believe that doing right is fundamental to our commitment to integrity, service and customer relationships.
  • We believe that doing right is fundamental to our commitment to integrity, service and customer relationships.

What We Do

Because customers need financial support at every stage in life, TIAA-CREF offers a full range of financial services, including retirement plans, IRAs, 529 college savings plans, mutual funds, brokerage services, and life insurance.

Our consultants and advisors are here to help every step of the way. They work with our clients to understand their particular goals and risk tolerance, and provide trusted, objective recommendations.

When it comes to helping clients prepare for retirement, partnering with TIAA-CREF clearly has its advantages. In fact, in a recent survey of 30 companies, TIAA-CREF participants had the highest average retirement account balances.4

Learn More About Us

Find out about where our company has been, where we are, and where we’re going.

1 Guarantees are based on the claims-paying ability of TIAA. This applies to annuity products only. Annuity account options are available through contracts issued by TIAA or CREF. These contracts are designed for retirement or other long-term goals, and offer a variety of income options, including lifetime income. Payments from the variable annuity accounts [and mutual funds] are not guaranteed and will rise or fall based on investment performance.

2 The expense ratio on all mutual fund products and Variable Annuity Accounts managed by TIAA-CREF are generally less than half the mutual fund industry average. Source: Morningstar Direct (12/31/11), based on Morningstar expense comparisons by category (downloaded January 11, 2012).

3 For its stability, claims-paying ability and overall financial strength, TIAA currently holds the following ratings: A.M. Best (A++ as of 4/12), Fitch (AAA as of 6/12), Moody's Investors Service (Aaa as of 6/12) and Standard & Poor's (AA+ as of 5/12). Per S&P criteria, the downgrade of US long-term government debt limits the highest rating of U.S. insurers to AA+ (the second highest rating available).There is no guarantee that current ratings will be maintained. Ratings represent a company’s ability to meet policyholders’ obligations and claims and do not apply to variable annuities, mutual funds or any other product or service not fully backed by TIAA's claims-paying ability.

4 Source: LIMRA, Not-for-Profit Market Survey, third-quarter 2011 results. Average assets per participant based on full-service business. Please note average retirement account balances are not a measure of performance of TIAA-CREF retirement offerings.

Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY. TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products."



© 2014 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017