Family Matters

Back in the Workforce
If you've taken a break from your career and are now getting back in the workforce, now's the time to set new financial goals, priorities and strategies.

IRA Bankruptcy Protection
Investors who file for bankruptcy can now better protect their retirement plan and IRA assets from the claims of creditors. Here are the facts.

IRAs and Divorce
In the unfortunate event that a marriage ends in divorce, it's important to understand the consequences of divorce on a spouse's IRA.

Spousal IRA
If you or your spouse/partner have retirement money at two or more financial services firms, rolling your assets over to a single TIAA-CREF IRA can help you manage your retirement money effectively.*

* Carefully consider differences in features, costs, charges and expenses, services, company strength and other important aspects. There may also be surrender charges and tax consequences associated with the transfer. Indirect transfers may be subject to taxation and penalties. Consult with your own advisors regarding your particular situation

TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products.

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© 2014 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017