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CREF Variable Annuity Accounts


 The CREF Stock Account seeks a favorable long-term rate of return through capital appreciation and investment income by investing primarily in a broadly diversified portfolio of common stocks.

Unit value as of 03/27/2015 : $374.6578
Total return year-to-date as of 03/27/2015 : 2.53%
3-month cumulative rate of return as of 09/30/2014 : -1.82%
Expense charge 1, 2 : 0.46%
Net invested assets as of 09/30/2014 : $124.50 billion
Inception date : 07/31/1952
Investment class : U.S./International Equity
Performance Comparison
  Performance Data
as of 03/27/2015
Average Annual Total Returns
as of 02/28/2015
1 Year 3 Year 5 Year 10 Year Since Inception
CREF Stock $374.6578 + 0.26% 2.53% 9.05% 14.16% 13.09% 7.03% 9.95%
CREF Composite Index 3 -- -- 2.12% 9.91% 14.55% 13.44% 7.23% 2.99%
Standardized Prior Quarter-End Performance Comparison
  Average Annual Total Returns as of 12/31/2014
  1 Year 3 Year 5 Year 10 Year Since
CREF Stock 6.41% 16.84% 11.90% 6.64% 9.92%
CREF Composite Index 3 7.41% 17.09% 12.29% 6.87% 2.94%

The performance data quoted represents past performance, and is no guarantee of future results. Your returns and the principal value of your investment will fluctuate so that your accumulation units, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted above. For investments with exceptional performance, please note that performance fluctuates and currently may be lower than noted here.

We estimate expenses for the year based on projected expense and asset levels. Differences between estimated and actual expenses are adjusted quarterly and reflected in current investment results.
The Account’s total annual expense deduction appears in the Account's prospectus, and may be different than that shown herein due to rounding.  Please refer to the prospectus for further details.
The CREF Composite Benchmark is a weighted average of two indexes: the Russell 3000® Index, which measures the performance of the broad U.S. stock market and the MSCI All Country World ex USA Investable Market Index, which measures the performance of large-, mid- and small-cap stocks in 44 developed and emerging market nations throughout the world, excluding the United States. You cannot invest directly in any index. Index returns do not include a deduction for fees or expenses.
The Russell 3000 Index measures the performance of the stocks of the 3,000 largest publicly traded U.S. companies, based on market capitalization. The index measures the performance of about 98% of the total market capitalization of the publicly traded U.S. equity market. You cannot invest directly in any index. Index returns do not reflect a deduction for fees or expenses.

TIAA-CREF Individual & Institutional Services, LLC, and Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, members FINRA and SIPC, distribute securities products. You should consider the investment objectives, risks, charges and expenses carefully before investing. Please click here or call 877 518-9161 for a product and the underlying fund prospectuses that contains this and other information. Please read the prospectus carefully before investing. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, and are not a condition to any banking service or activity and may lose value.