Retirement Investments & IRAs: Current Performance

Retirement plans may not offer all investment choices shown below or may offer additional investment selections.

 
TIAA Traditional Annuity
  Current
Rates 1
Rates of Return ending 10/31/2014 2
  1 Year 3 Year 5 Year 10 Year Since
Inception 3
TIAA Traditional Annuity
Retirement Annuity 3.50% 3.75% 3.55% 4.11% 4.29% --
Group Retirement Annuity 3.50% 3.75% 3.55% 4.11% 4.29% --
Retirement Choice 3.85% 4.10% 3.87% 4.31% -- 4.39%
Supplemental Retirement Annuity 3.00% 3.00% 3.00% 3.22% 3.42% --
Group Supplemental Retirement Annuity 3.00% 3.00% 3.00% 3.22% 3.42% --
Retirement Choice Plus 3.10% 3.35% 3.12% 3.40% -- 4.00%
IRA (issued prior to 10/11/2010) 3.00% 3.00% 3.00% 3.00% 3.28% --
IRA (issued on or after 10/11/2010) 4 1.00% 1.00% 1.00% -- -- 1.09%
Keogh 3.00% 3.00% 3.00% 3.00% 3.28% --

Past performance cannot guarantee future results.

1.
Funds applied to TIAA Traditional from August 1, 2012 through August 31, 2012 will be credited with the indicated rates until February 28, 2013. Funds transferred to TIAA Traditional between August 1, 2012 through August 31, 2012 will begin earning interest at the beginning of the next calendar day following the effective date of the transfer, and will be credited with the indicated rates through February 28, 2013. TIAA Traditional is a guaranteed insurance contract and not an investment for Federal Securities Law purposes.
2.
Interest credited to TIAA Traditional Annuity accumulations includes a guaranteed rate, plus additional amounts that are not guaranteed but may be established on a year-by-year basis by the TIAA Board of Trustees. The additional amounts, when declared, remain in effect through the "declaration year," which begins each March 1. The guaranteed annual interest rate is 3% for all premiums remitted since 1979 under all TIAA Traditional Annuity accumulating contracts, except that for Retirement Choice, Retirement Choice Plus and IRA (issued on or after 10/11/2010) Annuities the guaranteed rate is between 1% and 3%, as specified in the contract. The minimum guaranteed rate applicable to contributions and transfers into the TIAA Traditional Annuity account under RC contracts during 2012 is 1.00%. The minimum guaranteed rate applicable to contributions and transfers into the TIAA Traditional Account under RCP and IRA contracts (issued on or after 10/11/2010) from March 1, 2012 through February 28, 2013 is 1.00%. The account also offers the opportunity for additional amounts in excess of the guaranteed rate.
3.
Retirement Choice Inception Date: 08/01/2005
Retirement Choice Plus Inception Date: 06/01/2006
IRA (issued on or after 10/11/2010) Inception Date: 10/11/2010
4.
These rates apply to all IRA contracts offered on or after 10/11/2010. Note: All IRA Minimum Distribution Option contracts and IRA (issued on or after 10/11/2010) as a result of a divorce settlement will be given the same rate as the originating contract.

TIAA-CREF Individual & Institutional Services, LLC, and Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, members FINRA and SIPC, distribute securities products. You should consider the investment objectives, risks, charges and expenses carefully before investing. Please click here or call 877 518-9161 for a product and the underlying fund prospectuses that contains this and other information. Please read the prospectus carefully before investing. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, and are not a condition to any banking service or activity and may lose value.