INSURANCE INDUSTRY RATINGS

Financial Strength
Since 1918, millions of Americans have relied on TIAA's strength and stability for lifetime financial security.

About Our Ratings
For its stability, claims-paying ability and overall financial strength, Teachers Insurance and Annuity Association (TIAA), along with its affiliate TIAA-CREF Life Insurance Company (TIAA-CREF Life), is a member of one of only three insurance groups in the United States to hold the highest ratings currently awarded from all four leading independent insurance industry ratings agencies.*
 


 
TIAA-CREF Life Insurance Company (TIAA-CREF Life) is a wholly owned subsidiary of Teachers Insurance and Annuity Association (TIAA).

* For its stability, claims-paying ability and overall financial strength, TIAA currently holds the highest possible ratings: A.M. Best (A++ as of 5/14), Fitch (AAA as of 4/14), Moody’s Investors Service (Aaa as of 4/14) and Standard & Poor’s (AA+ as of 4/14). Per S&P criteria, the downgrade of U.S. long-term government debt limits the highest rating of U.S. insurers to AA+ (the second-highest rating available). There is no guarantee that current ratings will be maintained. Ratings represent a company’s ability to meet policyholders’ obligations and do not apply to variable annuities, mutual funds or any other product or service not fully backed by TIAA’s claims-paying ability.

Insurance and annuity products are available through TIAA, TIAA-CREF Life Insurance Company and CREF (New York, NY), each of which is responsible for its own financial obligation.

© 2014 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017