INSURANCE INDUSTRY RATINGS
Since 1918, millions of Americans have relied on TIAA's strength and stability for lifetime financial security.
About Our Ratings
For its stability, claims-paying ability and overall financial strength, Teachers Insurance and Annuity Association (TIAA), along with its affiliate TIAA-CREF Life Insurance Company (TIAA-CREF Life), is among the highest rated insurance companies in the U.S. by the four leading insurance company rating agencies: A.M. Best, Fitch, Moody's Investors Service and Standard & Poor's.*
TIAA-CREF Life Insurance Company (TIAA-CREF Life) is a wholly owned subsidiary of Teachers Insurance and Annuity Association (TIAA).
* For its stability, claims-paying ability and overall financial strength, TIAA is one of only three insurance groups in the United States to currently hold the highest possible rating from three of the four leading insurance company rating agencies: A.M. Best (A++ as of 5/14), Fitch (AAA as of 4/14) and Standard & Poor's (AA+ as of 7/14). It currently holds the second highest possible rating from Moody's Investors Service (Aa1 as of 10/14). Per S&P criteria, the downgrade of U.S. long-term government debt limits the highest rating of U.S. insurers to AA+ (the second-highest rating available). There is no guarantee that current ratings will be maintained. Ratings represent a company’s ability to meet policyholders' obligations and do not apply to variable annuities, mutual funds or any other product or service not fully backed by TIAA's claims-paying ability.
Insurance and annuity products are available through TIAA, TIAA-CREF Life Insurance Company and CREF (New York, NY), each of which is responsible for its own financial obligation.