TIAA-CREF Funds - Retail Class

Emerging Markets Equity Index  (TEQKX)

The Fund seeks a favorable long-term total return, mainly through capital appreciation, by investing primarily in a portfolio of emerging market equity investments based on a market index.

Net asset value as of 12/19/2014 : $9.73
Total return year-to-date as of 12/19/2014 : -4.47%
Fund's net invested assets as of 09/30/2014 : $954.29 million
Gross Expense Ratio : 0.73%
Net Expense Ratio 1 : 0.64%
Inception date : 08/31/2010
Investment class : International
Redemption Fee 2 : 2.00%
Performance Comparison
  Performance Data
as of 12/19/2014
Average Annual Total Returns
as of 11/30/2014
  Net Asset
Values
Net
Change
YTD
Return
1 Year 3 Year 5 Year 10 Year Since Inception
Emerging Markets Equity Index $9.73 + 0.41% -4.47% 0.21% 3.64% -- -- 2.24%
MSCI Emerging Markets® Index 3 -- + 1.03% -3.54% 1.06% 5.27% -- -- 3.32%

The performance data quoted represents past performance, and is no guarantee of future results. Your returns and the principal value of your investment will fluctuate so that your shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted above. For investments with exceptional performance, please note that performance fluctuates and currently may be lower than noted here.

The risks that the fund is subject to include market risk, company risk, index risk, foreign investment risks, and emerging markets risk. The risks associated with foreign investments are often magnified in emerging markets where there is greater potential for political, currency, and economic volatility. Securities issued in emerging market nations may be less liquid than those issued in more developed countries and foreign investors in these markets, such as this Fund, may be subject to special restrictions which could have an adverse impact on performance.

1.
The net annual expense ratio represents expenses after reimbursement and waivers, while the gross annual expense ratio represents expenses without any reimbursements and waivers. These expense reimbursement arrangements will continue through at least February 28, 2015 and can only be changed with approval of the Board of Trustees. Without these waivers and reimbursements, the Fund expenses would be higher and their performance would have been lower.
2.
You will be charged a fee of the amount redeemed or exchanged out of the Fund within 60 calendar days of the initial purchase date. Please see the prospectus for details about this redemption fee and certain exemptions that may apply. The above performance data does not reflect the deduction of the redemption fee, and if reflected, the fee would reduce the performance quoted.
3.
The MSCI Emerging MarketsĀ® (EM) Index tracks the performance of the leading stocks in 20 MSCI emerging countries in the following areas: Europe, Asia, Africa, Latin America and the Middle East. You cannot invest directly in this index.

TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distributes securities products. You should consider the investment objectives, risks, charges and expenses carefully before investing. Please click here or call 877 518-9161 for a product and the underlying fund prospectuses that contains this and other information. Please read the prospectus carefully before investing. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, and are not a condition to any banking service or activity and may lose value.

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