Cash Solutions Account
TIAA-CREF Brokerage Services offers the Cash Solutions Account (CSA), a comprehensive cash management solution that has all of the features of a standard brokerage account, plus:
- Unlimited checkwriting
- A Visa® Debit Card (Gold and Platinum tiers)
- Bill Payment through BillSuite(TM)
The Cash Solutions Account has three different levels: Silver, Gold and Platinum. Eligibility, features and costs differ for each level.
|Fees||Silver Tier||Gold Tier||Platinum Tier|
|Initial check order (includes checkbook cover, check register, deposit tickets and 40 checks)||Free||Free||Free|
|Business Style Checks - initial order, includes binder||$60||$60||$60|
|Business Style Check Reorder||$50||$50||$50|
|Stop Payments (on checks)||$25||$25||Free|
|Lost or stolen check book replacement||$25||$25||$25|
|Returned check or Automated Clearing House (ACH) transaction (for any reason)||$25||$25||$25|
|Copy of cancelled check or Visa draft||$2.50 per copy||$2.50 per copy||$2.50 per copy|
|Bill payment through BillSuite||Free||Free||Free|
|Note: Silver Tier annual fee is waived for accounts that have $25,000 or more in average month end closing cash sweep balances.|
|Features||Silver Tier||Gold Tier||Platinum Tier|
|RewardSuite - optional for Gold and Platinum||No||Yes||Yes|
|RewardSuite Loyalty program||N/A||1 point / $1.00||1.5 points / $1.00|
|Concierge Service for RewardSuite - flexible travel rewards with no blackout dates, Saturday stay restrictions, or 21-day advance booking requirements||N/A||N/A||Free|
|ATM Out of Network Reimbursement||NA||Up to $5 per month||Up to $10 per month|
|24/7 voice response service and Live customer service Mon-Fri 8:30 am - 6:00 pm ET. U.S. 800 547-7008 - this service is specific to Cash Solutions accounts.||Yes||Yes||Yes|
|Debit Visa® Card - Optional for Gold Tier Ability to do both PIN and Signature based transactions, including a unique card number and PIN for each card holder.||No||Yes||Yes|
|No charge access at over 6,500 PNC ATMs and 43,000 Allpoint Network||No||Up to $1500 Daily||Up to $3000 Daily|
|Online check image retrieval||Yes||Yes||Yes|
|PIN and Signature based transaction capabilities - prior product was signature only.||NA||Yes||Yes|
|CSA Checks - Overnight Delivery||$20||$20||$20|
|Cash Advance||NA||.25% of transaction||.25% of transaction|
|Visa daily limit on Point-of-Sale transactions||NA||Available cash balance up to $25,000||Available cash balance up to $30,000|
Brokerage Services are provided by TIAA-CREF Brokerage Services, a division of TIAA-CREF Individual & Institutional Servcies, LLC. Member FINRA/SIPC.
Brokerage accounts are carried by Pershing, LLC, a subsidiary of The Bank of New York Company, Inc. Member FINRA, NYSE,SIPC.
© 2011 Teachers Insurance and Annuity Association-College Retirement Equities Fund (TIAA-CREF), 730 Third Avenue, New York, NY 10017.