IRA Solutions Comparison

TIAA-CREF has IRA solutions to help you make the most of your retirement savings. While all of our IRAs offer a broad range of investment choices, there are some distinct differences between them. Review the various options below to determine which TIAA-CREF IRA is right for you.

  Minimum Investment Investment Style Guaranteed Retirement Income Eligibility Restriction Choose If...
Investment Solutions IRA $0 Self-Directed Yes Yes*
What's this?
You value access to exclusive TIAA-CREF funds with the potential to create guaranteed income when you retire.
Learn more
Brokerage Services IRA $2,500 Self-Directed No No You're comfortable managing your own investments and you want more investment choices for your account.
Learn more
Portfolio Advisor IRA $50,000 Unique Professional Management No No You want professional help and a portfolio tailored to your goals and what’s important to you.**
Learn more


*Some TIAA-CREF products and services, like the Investment Solutions IRA, are only available to employees and retirees (and their spouses) of nonprofit colleges and universities, public and private nonprofit elementary and secondary schools, teaching hospitals, museums, libraries and other nonprofit institutions. Learn more.

** The Portfolio Advisor program has fees that are based on the assets in your account.

TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY.

Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

© 2014 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017