About the TIAA-CREF IRA

Wherever you are in life, a TIAA-CREF IRA is a smart way to manage your retirement goals. Our IRAs are customized to complement your workplace plan and offer a unique combination of benefits, including:

• Honest, objective advice. You can choose an IRA that offers personalized advice to help you figure it all out — which investments are best for you, how much to put in each, how to receive income in retirement — at no additional cost.
• A virtually unlimited array of investments. You can access thousands of investments through TIAA-CREF Brokerage Services, including mutual funds, stocks, bonds, options, ETFs and CDs.
• Low costs. Expenses on our mutual funds and annuities are generally less than half the industry average, so more money stays in your account.¹
• Flexibility to take your money with you. Your IRA isn’t tied to your employer, so it's yours to keep even if you change jobs.
  

A variety of IRA solutions to fit your needs

Different retirement needs require different approaches to investing. That’s why we offer a variety of IRA solutions that address what matters most to you – from offering greater investment choice to professionally managed options.

Look at each of the scenarios below to see which one most fits your current needs.

Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.