If you meet the eligibility requirements1 for a TIAA-CREF Investment Solutions IRA, you have access to the full range of TIAA-CREF annuities and mutual funds that make up our retirement investment lineup. This includes the popular TIAA Traditional Annuity, TIAA real estate account, and our Lifecycle funds, which create one of the widest arrays of investment choices in the industry. You’ll also have access to a brokerage account for stocks, bonds, ETFs, CDs and more.2
With an Investment Solutions IRA, you can:
Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
1 Some TIAA-CREF products and services, like the Investment Solutions IRA, are only available to employees and retirees (and their spouses) of nonprofit colleges and universities, public and private nonprofit elementary and secondary schools, teaching hospitals, museums, libraries and other nonprofit institutions. Learn more.
2 Brokerage and transaction fees may apply. Certain securities may not be suitable for all investors.
3 Guarantees based on fixed annuities only. Subject to TIAA’s claims-paying ability.
4 As with all mutual funds, the principal value of a Lifecycle Fund isn’t guaranteed. Also, please note that the target date of the Lifecycle Fund is an approximate date when investors may plan to begin withdrawing from the fund. Approximately seven to ten years after a Lifecycle Fund’s target date, the fund may merge into the Lifecycle Retirement Income Fund or a similar fund.
5 There is no account fee to own a TIAA-CREF IRA; however, brokerage transaction fees may apply. In addition, investors are subject to the underlying funds' portfolio management fees and expenses. You should evaluate all fees and expenses when making an investment decision.
TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY.