Open an IRA

If you’ve spoken with a consultant about your IRA options, you will need to complete a different application to open your account – completing the online application will delay the opening of your IRA. Please call us at 800 842 2888 to receive the correct application.

Take 15 minutes to open an IRA online
Open an IRA
  •  Traditional IRA
    Allows your contributions and earnings to grow tax deferred. For people who expect to be in a lower tax bracket in retirement and anticipate taking distributions at age 70 ½. Find out more
  •  Roth IRA
    Offers after-tax contributions and allows earnings to grow tax free with no required distribution at age 70 ½. For people who expect to be in an equal to higher tax bracket after retirement. Find out more
  •  SEP IRA
    Allows sole proprietors and their employees a tax-favored way to save for retirement. The SEP IRA offers tax-deductible contributions, tax-deferred growth, and is free from annual tax filings. Find out more
Open an Account
Need help?
Call 800 842-2888
Monday through Friday
8 a.m. - 10 p.m. (ET) and Saturday, 9 a.m. - 6 p.m. (ET)

© 2014 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017