What is a managed account?


Our managed account programs put a team of experienced financial professionals in charge of your portfolio.

We work closely with you to understand your current situation, risk tolerance, financial goals, and other factors in order to determine the best way to manage your money.

We handle the day-to-day management of your portfolio — including investment research and selection, and periodic rebalancing — on your behalf, based on your unique needs and goals.

Comprehensive portfolio management.

Whether you are consolidating accounts through an IRA rollover, or need advice for your taxable accounts — TIAA-CREF’s managed account programs provide comprehensive portfolio management.

Your dedicated TIAA-CREF resource will create a custom-tailored portfolio, and:

  • Ensure your investments reflect thoughtful and in-depth understanding of your goals
  • Follow a disciplined investment process
  • Handle ongoing management of your investments, including rebalancing
  • Provide fiduciary oversight for personal trust accounts, when applicable
  • Provide detailed quarterly performance reporting

Fees are straightforward and based on the assets in your account.

Why do I need a managed account?

The bottom line is that managing an investment portfolio is a full-time job. With our managed accounts programs, we handle all the day-to-day decisions for you so you can focus on what’s important to you.

Here are some of the benefits of having a professionally managed account versus going it alone:

  • Individual investors tend to follow top performers and don’t necessarily understand why something is underperforming or in some cases, worse: out-performing due to too much risk or deviating from their investment strategy.
  • Individual investors are subject to behavioral biases and to have an emotional attachment to a strategy, asset class, sector or even an individual security. Our professionals follow a disciplined investment process that removes these emotions.
  • Professionally managed accounts organize and remove redundancy between all your accounts (for example, pension funds, stock options, 401(k) plans)

Ready to get started?

  • Call us at 800 927-3059 weekdays 8:00 a.m. to 7:00 p.m. ET.

Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

TIAA-CREF Individual & Institutional Services, LLC, a registered investment advisor, provides investment advisory services. Trust services are provided by TIAA-CREF Trust Company, FSB.

Contact a TIAA-CREF Advisor

More on Managed Accounts

Our Managed Accounts Comparison chart gives you a high-level view of all our managed account services.

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