Open a Mutual Fund Account

Before You Begin

Review the prospectuses.


Log in to open a mutual fund account online.


Register for online access to open a mutual fund account.

You can make an initial investment by electronic funds transfer (EFT) or start an automated investment plan (AIP).

To purchase your fund at today’s price, your application and electronic payment instructions must be received in good order prior to the close of trading on the New York Stock Exchange (usually 4:00 p.m., Eastern Time).

U.S. Mail

To open a retail mutual fund account, click here.
You may also request that an application kit be mailed to you.

TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc. distribute securities products. You should consider the investment objectives, risks, charges and expenses carefully before investing. Please call 877 518-9161 for a prospectus that contains this and other information. Please read the prospectus carefully before investing.

© 2014 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017