Conditions of Use and Disclosure

Conditions of Use

Our online Meetings and Counseling reservation system is available to both TIAA-CREF participants and nonparticipants, but the activities it supports are designed solely for people making use of or interested in using our retirement plans, tax-deferred annuities, mutual funds, and other products and services. Neither our seminars nor our individual counseling sessions are designed to provide general-purpose planning assistance and/or financial advice to the public at large.

We'll make every effort to keep our reservation system online continuously, but TIAA-CREF won't be responsible or liable for any problems you might experience as a result of interruptions or other factors that limit your ability to use the service.

TIAA-CREF has implemented a rigorous encryption system to protect the privacy of personal information you send us to complete your reservation. No system, however, can provide absolute guarantees of confidentiality. TIAA-CREF will not be liable for any damages resulting from unauthorized interception and use of information you exchange with us over the Internet.

Although we'll take all reasonable care to avoid inaccuracies, TIAA-CREF reserves the right to correct errors in scheduling, topic information, reservation processing, and other matters related to our Meetings and Counseling reservation system. Meetings, seminars, and counseling opportunities displayed here may occasionally be canceled, postponed, or moved to different locations. Should that happen for an event for which you've received a confirmed reservation, we'll do our best to notify you of the change, but we won't be liable for your inconvenience if we're unable to reach you.

© 2013 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017