Next Steps


Annuities Next Steps - First

Determine your investment needs

Your retirement plan should meet your unique investment needs. Take some time to consider your existing plans and current lifestyle. This will influence the types of annuities that are best for you.

Annuities Next Steps - Second

Determine how much you want to invest

You can open a TIAA-CREF Life Insurance Company (TIAA-CREF Life) Annuity with as little as $2,500 for a deferred annuity or $25,000 for a single premium annuity. And don’t forget to consider how allocating your funds in an annuity can help broaden your portfolio. A diverse portfolio is an important part of a smart retirement planning strategy.

Annuities Next Steps - Third

Open your account

We work with you to make opening a TIAA-CREF Life annuity as fast and easy as possible. Our Annuity Representatives will handle the paperwork for you.

Annuities Next Steps - Fourth

Speak with an Annuity Representative

You can call us at 877 554- 8282 from Monday through Friday between the hours of 8 a.m. and 8 p.m. (ET). Or,

Life Insurance Schedule Call Button B

Please keep in mind that annuities are designed for retirement and other long-term goals. If you choose to invest in the variable investment products, your money will be subject to the risks associated with investing in securities, including loss of principal.

Need Help?
Speak to an Annuity Representative

5-Year Fixed Term* Deposit Rate


as of 8/01/2012

Fixed term rates, performance and disclosure.


*TIAA-CREF Investment Horizon Annuity. Not available in all states. Read the prospectus (PDF) carefully before investing.

Exchange Your Annuity

Learn whether exchanging your non-qualified annuity to a TIAA-CREF Life non-qualified annuity is right for you.

Why Choose TIAA-CREF Life?

  • A company you can trust
  • Financial strength

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Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

All solicitations pertaining to a contract for annuities may only be handles by an agent or broker licensed to engage in the business of annuities in the state in which you reside.

Non-qualified annuities are issued by TIAA-CREF Life Insurance Company, 730 Third Avenue, New York, NY 10017. TIAA-CREF Individual & Institutional Services, LLC, member FINRA distributes securities products. Intelligent Variable Annuity, contract form series TCL-VA2, TIAA-CREF Investment Horizon Annuity, contract form series TCL -MVA 1, and Single Premium Immediate Annuity, contract form series TCL-1009, TCL-1033, TCL-901 are issued by TIAA-CREF Life Insurance Company, 730 Third Avenue, New York, NY 10017. Not available in all states. Some products may not be available in all states.

© 2014 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017