Find an After-Tax Annuity in your State

Please select your state of residence to see which products are available in your state:

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As you are shopping for an annuity, be sure to consider the following:1 Annual fees and expenses.2 Guaranteed1 interest rates and terms.3 Investment choices and fund expenses.4 Performance2.5 Surrender fees.6 Product features (i.e. death benefits) and their cost.7 Issuing company stability and ratings.

Please keep in mind the annuities are designed for retirement and other long term goals. When you contribute to an annuity, your money must remain in it until you reach 59½. If you make a withdrawal before then, the money will be taxed as ordinary income and you may be subject to an additional 10% early withdrawal penalty. Furthermore, if you choose to invest in the variable investment products, your money will be subject to the risks inherent in investing in securities.

1 All guarantees are based upon TIAA-CREF Life's claims paying ability.

2 Past performance is no guarantee of future results.

After-tax annuities are issued by TIAA-CREF Life Insurance Company (TIAA-CREF Life), 730 Third Ave., New York, NY 10017.

Contact Us

855 200-1703
M-F 8 a.m. to 8 p.m. (ET)

Speak to a noncommissioned TIAA-CREF Life Insurance Company (TIAA-CREF Life) annuity specialist or request a call.

5-Year Fixed Term* Deposit Rate


as of 8/01/2012

Fixed term rates, performance and disclosure.


*TIAA-CREF Investment Horizon Annuity. Not available in all states. Read the prospectus carefully before investing.

Exchange Your Annuity

Learn whether exchanging your after-tax annuity to a TIAA-CREF Life after-tax annuity is right for you.

Our consultants receive no commissions. They are compensated through a salary plus incentive program.

Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

All solicitations pertaining to a contract for annuities may only be handles by an agent or broker licensed to engage in the business of annuities in the state in which you reside.

Non-qualified annuities are issued by TIAA-CREF Life Insurance Company, 730 Third Avenue, New York, NY 10017. TIAA-CREF Individual & Institutional Services, LLC, member FINRA distributes securities products. Intelligent Variable Annuity, contract form series TCL-VA2, TIAA-CREF Investment Horizon Annuity, contract form series TCL -MVA 1, and Single Premium Immediate Annuity, contract form series TCL-1009, TCL-1033, TCL-901 are issued by TIAA-CREF Life Insurance Company, 730 Third Avenue, New York, NY 10017. Not available in all states. Some products may not be available in all states.

© 2014 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017