As a parent you probably have many dreams for your new child’s future. But how can you help ensure those dreams become a reality?
The cost of raising a child from birth to age 17 has increased to over $250,000* — and that figure doesn’t include the cost of college. If something happened to you, is your family prepared? How would your child be supported financially?
In the event of your death, having adequate life insurance can help your family replace your income, help pay off the mortgage, and even provide money to help your children go to college.
Learn about your life insurance choices and get a preliminary life insurance quote. Or, if you would like to get personalized advice from an Insurance Representative, call 877 276-9429.
Coping with the loss of a loved one makes us consider what would happen if it were us. This is an important time to review your existing life insurance coverage, particularly if the deceased person was the beneficiary of your policy.
You may want to name a new beneficiary or rethink your coverage amount. If the death of someone close to you has increased your financial responsibility, it's important to assess your need for new, or additional, life insurance.
Learn about your life insurance choices and get a preliminary life insurance quote today — without obligation or pressure to buy. Or, if you would like to get personalized advice from an Insurance Representative, call 877 276-9429.
When your marital status changes, it is important to consider how this has impacted your life insurance needs.
If you’re recently married, you may need life insurance to replace your future earnings in the tragic event of your death — especially if one spouse is the primary breadwinner for the family. You’ll want to ensure you have adequate life insurance so your spouse is not left to struggle to pay off financial obligations such as credit card debt, car loans, or a mortgage.
If you’re recently divorced, and responsible for alimony or child support, a divorce decree may require you to have life insurance to cover these obligations. Regardless, it’s wise to consider how life insurance coverage can help your children’s needs under any circumstance.
If you're newly remarried, you need to reevaluate your existing life insurance to determine if your coverage will adequately protect your new family members. Has your family grown in size, have you moved into a larger home? If so, chances are you’ll want to increase your life insurance coverage to protect these new assets and designate new beneficiaries.
Learn about your life insurance choices and how to help protect your family, regardless of your marital status. Then get a preliminary life insurance quote without obligation or pressure to buy. Or, if you would like to get personalized advice from an Insurance Representative, call 877 276-9429.
If you're single with children who depend on you, you need to be doubly sure you have enough life insurance coverage to help safeguard your children's financial future. You’ll want to consider how much permanent or term life insurance you’ll need to pay for the home they live in, daily living expenses like food and clothing, and their college educations should something happen to you.
Learn about your life insurance choices and how to help protect your family. Then get a preliminary life insurance quote without obligation or pressure to buy. Or, if you would like to get personalized advice from an Insurance Representative, call 877 276-9429.
When you change jobs your employer-sponsored life insurance will change and your income may increase, so it’s a good time to review your coverage.
You’ll want to check with your new employer to learn what your benefits package offers. Most employer-sponsored insurance plans offer group term life insurance that may be equal to one to two times annual salary which may not be enough. Depending on your situation you may need coverage equal to six to ten times your annual salary to help pay for daily living and final expenses. And, depending on your needs, you may want to supplement your employer-sponsored life insurance with permanent life insurance protection.
Learn about your life insurance choices and get a preliminary life insurance quote today — without obligation or pressure to buy. Or, if you would like to get personalized advice from an Insurance Representative, call 877 276-9429.
As the owner of a new home you’ve got a lot of new responsibilities and expenses. You also have a very big reason to reassess your life insurance coverage.
If something were to happen to you, would your family be able to pay the mortgage without your income? Or would they be forced to move?
Obtaining or increasing your life insurance coverage to make up the difference can help your family continue to meet mortgage payments and remain in your home should something happen to you.
Learn about your life insurance choices and how to help protect your family’s financial future. Then get a preliminary life insurance quote today. Or, if you would like to get personalized advice from an Insurance Representative, call 877 276-9429.
Starting or expanding your own business can be a rewarding milestone in your life. It can also mean new financial responsibilities that extend beyond your family.
If something were to happen to you, do you have the right insurance to help protect your family and business? Chances are you may need two different types of insurance — Permanent Life to help protect your family and Term Life to help protect your business.
Learn about your life insurance choices and how to help protect your family’s financial future. Then get a preliminary life insurance quote today. Or, if you would like to get personalized advice from an Insurance Representative, call 877 276-9429.
Funding your children's or grandchildren’s education may already be among your top savings priorities. But if something happened to you, would your savings plan end? Life insurance can help see their college dreams are realized, even in your absence.
And when purchasing life insurance protection for this purpose, you’ll want to consider obtaining your insurance from a company with the highest ratings for financial strength, which means they’ll be there to pay your claims in the future.1
Learn about your life insurance choices and how to help protect your family’s financial future. Then get a preliminary life insurance quote today. Or, if you would like to get personalized advice from an Insurance Representative, call 877 276-9429.
Caring for a child or family member with special needs is a great financial responsibility. If a child with special needs or an aged or infirm parent or sibling depends upon you, what will happen to them when you’re gone?
If you have adequate life insurance coverage in place, you can help guarantee that funds will be available to cover the cost of the quality of care you wish to provide in your absence.
Learn about your life insurance choices and how to help protect your family’s financial future. Then get a preliminary life insurance quote today. Or, if you would like to get personalized advice from an Insurance Representative, call 877 276-9429.
If you’ve recently received a significant increase in your assets — either expectedly or unexpectedly — it could be time to reconsider your life insurance. This is especially true if those assets have changed your standard of living.
This change in your assets may need to be protected. By adjusting your life insurance coverage to keep pace, you can ensure that if anything happens to you, your family will be able to maintain this standard, even in your absence.
Learn about your life insurance choices and how to protect your family’s financial future. Then get a preliminary life insurance quote today. Or, if you would like to get personalized advice from an Insurance Representative, call 877 276-9429.
Borrowing money or taking on other kinds of debt is part of life, but it’s also a good time to evaluate your life insurance needs.
Financing a car, charging purchases to a credit card, or taking out a home equity loan can be affordable as long as you’re earning income, but if your income stops, so does your family’s ability to make necessary payments. Adequate life insurance coverage can help ensure your family has enough money to cover these debts if something should happen to you.
Learn about your life insurance choices and how to help protect your family’s financial future. Then get a preliminary life insurance quote today. Or, if you would like to get personalized advice from an Insurance Representative, call 877 276-9429.
It may not occur to you immediately, but when your aging parent begins to depend upon you for care, there is a definite impact to your life insurance needs.
Consider what would happen if you passed away before them. How would your surviving family continue to pay for their care without your income?
With an adequate amount of life insurance in place, you can help ensure that there will be money to guarantee your parent the standard of care you wish to provide, even in your absence.
Learn about your life insurance choices and how to help protect your family’s financial future. Then get a preliminary life insurance quote today. Or, if you would like to get personalized advice from an Insurance Representative, call 877 276-9429.
As you plan for your retirement it is important to consider what kind of impact this will have on your life insurance coverage. Do you have employer-sponsored life insurance that you will lose entirely?
Are you and your spouse counting on two Social Security incomes? What will happen if one of you passes away and the surviving partner is left to pay the same bills with a single income? Even in retirement you need financial protection, and life insurance can help make up the shortfall.
Learn about your life insurance choices and how to help protect your family’s financial future. Then get a preliminary life insurance quote today. Or, if you would like to get personalized advice from an Insurance Representative, call 877 276-9429.
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