Utilize Our Tools for Planning


TIAA-CREF Life Insurance Company’s online planning tools and calculator can help you better understand your life insurance needs. Our Insurance Representatives are also here to help with advice along the way — just call us at 877 276-9429.

Learn how much coverage you need

Depending on your needs, both you and your spouse or partner should have coverage six to ten times your annual incomes. Use our Needs Tool to help determine the amount of life insurance protection that’s right for you or call us at 877 276-9429 and speak to one of our Insurance Representatives who can help you decide the coverage amount that works best for you.

Life Insurance Learn More Button B

Is TIAA-CREF Life Insurance available in my state?

Our term and permanent life insurance is available in nearly all states. Use our policy finder to learn which policies are available to you. Or, you can speak with one of our Insurance Representatives at 877 276-9429.

Find a policy in your state.

Life Insurance Find A Policy Button B

Learn how much it will cost

The premiums for our 10-, 15-, 20- and 30-Year Level Term and permanent insurance policies are affordable and designed to fit any budget.1 Use our online quoting tool to determine the cost for your term life insurance. Or, for a permanent life insurance quote, call and speak with one of our Insurance Representatives at 877 276-9429.

Get a preliminary, no-obligation life insurance quote.

Life Insurance Get A Quote Button B

1 The death benefit is a guarantee subject to the claims-paying ability of TIAA-CREF Life.

Need help?

  • Call our Insurance Representatives 877 276-9429
    Weekdays, 8 a.m. - 8 p.m. (ET)
  • Schedule a call with an Insurance Representative

Learn About Your Choices

Mutual Funds QuatNav Investment Profile Big Learn more about the policy choices available to you.



Frequently Asked Questions

  • How do I apply for life insurance?
  • How do I choose the right type?
  • How much will life insurance cost?

Learn more Blue Arrow

Investment, insurance, and annuity products are not FDIC insured, are not bank guaranteed, are not bank deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

All solicitations pertaining to a contract for insurance may only be handled by an agent or broker licensed to engage in the business of insurance in the state in which you reside.

Life Insurance is issued by TIAA-CREF Life Insurance Company, 730 Third Avenue, New York, NY 10017. TIAA-CREF Individual & Institutional Services, LLC, member FINRA, distributes securities products.

© 2014 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017