How Much Will Life Insurance Cost?

The cost for insurance varies from person to person based on certain factors, including age, general health, the type of policy you wish to buy, etc. To discuss your specific situation, call us at 877 276-9429.

The easiest place to start estimating cost is with our Annual Renewable Term or Level Term policies. You can get an idea of how much your premiums might be by using our Term quote calculator below. Of course these are estimates only. Your actual premium will be determined after the underwriting process is completed.

Permanent life insurance policies are more complex, and we recommend you call us at 877 276-9429 for an illustration of premiums and benefits.

Get an insurance quote

Fields marked with an asterisk (*) are required.

* Current age
* State of residence
* Sex Male
Female
* Have you used tobacco in the past 12 months? Yes
No
* Height
* Weight
* Policy type
Coverage amount

For quotes at face amounts other than those shown above, please call us at 877 276-9429 .

All solicitations pertaining to a contract for insurance or annuity may only be handled by an agent or broker licensed to engage in the business of insurance in the state in which you reside.


* TIAA-CREF Life's term life insurance premiums are "tiered," with progressive discounts for coverage amounts of $250,000 (to less than $500,000), $500,000 (to less than $1,000,000) and $1,000,000 or more. If you have asked for a quote on an amount close to the next band break (for example, you requested a quote for $450,000 of coverage), you may wish to submit a second quote request (in this case for $500,000) to see if the premium for the amount is actually less than the premium for the coverage amount you originally requested.

Life Insurance is issued by TIAA-CREF Life Insurance Company, 730 Third Avenue, New York, NY 10017

Need help?

  • Call our Insurance Representatives 877 276-9429
    Weekdays, 8 a.m. - 8 p.m. (ET)
  • Schedule a call with an Insurance Representative

Learn About Your Choices

Mutual Funds QuatNav Investment Profile Big Learn more about the policy choices available to you.

 

 

Frequently Asked Questions

  • How do I apply for life insurance?
  • How do I choose the right type?
  • How much will life insurance cost?

Learn more Blue Arrow

 

Investment, insurance, and annuity products are not FDIC insured, are not bank guaranteed, are not bank deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

All solicitations pertaining to a contract for insurance may only be handled by an agent or broker licensed to engage in the business of insurance in the state in which you reside.

Life Insurance is issued by TIAA-CREF Life Insurance Company, 730 Third Avenue, New York, NY 10017. TIAA-CREF Individual & Institutional Services, LLC, member FINRA, distributes securities products.

© 2014 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017