Why Choose TIAA-CREF Life Insurance?

Life Insurance Why Choose Graphic

Four reasons you should choose TIAA-CREF Life Insurance


A company you can trust.

TIAA-CREF Life is a wholly owned subsidiary of TIAA. Together we have a long history of providing quality, affordable life insurance to the educational, medical, cultural, research communities, and general public.

Personalized advice and no pressure to buy.

We have long subscribed to a different set of guiding principles. Our Insurance Representatives provide guidance focused on your needs alone, and never pressure you to buy.

Life insurance products priced for any budget.

At TIAA-CREF Life, we offer you affordable premiums to fit any budget.

High ratings and financial strength.

We’re a member of one of only three insurance groups in the U.S. to hold the highest rating currently awarded from all four leading independent insurance industry ratings agencies.*

To read more about our financial strength ratings, take a look at the following PDFs:


To learn more about how TIAA-CREF Life can help you protect what matters most speak with one of our Insurance Representatives today!

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* TIAA-CREF Life Insurance Company (TIAA-CREF Life) is a wholly owned subsidiary of Teachers Insurance and Annuity Association (TIAA). TIAA-CREF Life holds the following ratings as a result of its relationship with TIAA: A.M. Best (A++ as of 4/12), Fitch (AAA as of 6/12), Moody’s Investors Service (Aaa as of 6/12) and Standard & Poor’s (AA+ as of 5/12). Per S&P criteria, the downgrade of U.S. long-term government debt limits the highest rating of U.S. insurers to AA+ (the second-highest rating available). There is no guarantee that current ratings will be maintained. Ratings represent a company’s ability to meet policyholders’ obligations and claims and do not apply to variable annuities, mutual funds or any other product or service not fully backed by TIAA-CREF Life’s claims-paying ability.

Need help?

  • Call our Insurance Representatives 877 276-9429
    Weekdays, 8 a.m. - 8 p.m. (ET)
  • Schedule a call with an Insurance Representative

Learn About Your Choices

Mutual Funds QuatNav Investment Profile Big Learn more about the policy choices available to you.



Frequently Asked Questions

  • How do I apply for life insurance?
  • How do I choose the right type?
  • How much will life insurance cost?

Learn more Blue Arrow

Investment, insurance, and annuity products are not FDIC insured, are not bank guaranteed, are not bank deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

All solicitations pertaining to a contract for insurance may only be handled by an agent or broker licensed to engage in the business of insurance in the state in which you reside.

Life Insurance is issued by TIAA-CREF Life Insurance Company, 730 Third Avenue, New York, NY 10017. TIAA-CREF Individual & Institutional Services, LLC, member FINRA, distributes securities products.

© 2014 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017