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Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

TIAA-CREF products may be subject to market and other risk factors. See the applicable product literature, or visit www.tiaa-cref.org for details.

TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY.

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If you already have a retirement plan set up, Register for Access or log in to access your account.

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Take advantage of a variety of events and activities as Amherst and Folger Focus on Retirement (PDF) between March 11 and April 12, 2013.

New funds available effective 3/13/2012. See performance details in the links below:

TIAA-CREF Inflation-Linked Bond Fund - Institutional Class (PDF)

Neuberger Berman Real Estate Fund Inst (PDF)

Important Note:
To change how your future contributions are invested, use your Retirement Choice (denoted as RS) & Retirement Choice Plus (denoted as RP) contracts. All new contributions will be processed to the investment options in these contracts.

To transfer existing assets among the current investment options, you will need to do so in each applicable contract.

Call us anytime at 800 842-2252.

Contact your Benefits Office.

Learn more about our
Financial Education Seminars &
Personalized Advice Sessions.

PROSPECTUSES

Equities

Fixed Income

Money Market

Guaranteed

Multi-Asset

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