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If you are investing in mutual funds, read the Intermediary Frequent Trading Policy (PDF).


You are automatically enrolled in the following plans:

  • College & University Retirement Plan (CURP)

Once your eligibility for CURP is determined, you will automatically be enrolled in the plan. Plan contributions on your behalf will be made to the TIAA-CREF Lifecycle Fund closest to your expected year of retirement.

Your estate will be designated beneficiary of your contract, however, we encourage you to contact TIAA-CREF to update your beneficiary designation. Please note that you may contact TIAA-CREF to change your investment allocations and beneficiary designation at any time following your first contributions being remitted to the plan.