It’s never too early or too late to invest for retirement.
The more years you have before retirement, the greater potential benefit you’ll have by saving now. And even if retirement isn’t too far off, you can still potentially get closer to your retirement goals by starting to save now and thinking about important questions like:
How much do I need to save to reach my financial goals?
What asset allocation mix makes sense for me?
What investment strategy should I consider?
What You Need to Know
First, understand what a retirement plan is and how it works.
Next decide what approach or strategy you want to use.
Use the One-Step Choice Have your retirement investments managed professionally using this low maintenance approach.
If you want to create your own investment mix, you'll need to know your investment style:
Knowing your style will help you as you consider the different asset classes and how they’ll make up your overall investment mix.
Plus you'll better understand how to complete the enrollment process.
Once you complete your enrollment, you can still change your investment selections and beneficiary(ies) whenever you want by accessing your secure account online.
For help, we’re only a phone call away at 800 842-2252.
Enrolling Online – The Quickest Way to Start
All of the investment and enrollment information on these pages is also presented to you when you enroll online. You’ll see the same helpful information as you complete each step, and can stop and return to your online enrollment at any time.
Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
TIAA-CREF products may be subject to market and other risk factors. See the applicable product literature, or visit www.tiaa-cref.org for details.
TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY.