PROSPECTUSES

Equities

AllianceBernstein Small Cap Growth Portfolio

American Funds EuroPacific Growth Fund

Artisan International Fund

Columbia Mid Cap Index Fund

Columbia Small Cap Value Fund I

CREF Equity Index Account

CREF Global Equities Account

CREF Growth Account

CREF Stock Account

Davis NY Venture Fund

DFA Emerging Markets Portfolio

DFA International Small Company Portfolio

Dodge & Cox International Stock Fund

Eaton Vance Large-Cap Value Fund

Harbor International Fund

Invesco American Value Fund

Lazard Emerging Markets Equity Portfolio

Lord Abbett Developing Growth Fund

Northern Small Cap Value Fund

Prudential Jennison Mid-Cap Growth Fund

Royce Opportunity Fund

Royce Pennsylvania Mutual Fund

T. Rowe Price Capital Appreciation Fund

TIAA-CREF Equity Index Fund

TIAA-CREF Growth & Income Fund

TIAA-CREF International Equity Fund

TIAA-CREF International Equity Index Fund

TIAA-CREF Large-Cap Growth Fund

TIAA-CREF Large-Cap Growth Index Fund

TIAA-CREF Large-Cap Value Fund

TIAA-CREF Large-Cap Value Index Fund

TIAA-CREF Mid-Cap Growth Fund

TIAA-CREF Mid-Cap Value Fund

TIAA-CREF Real Estate Securities Fund

TIAA-CREF S&P 500 Index Fund

TIAA-CREF Small-Cap Blend Index Fund

TIAA-CREF Small-Cap Equity Fund

TIAA-CREF Social Choice Equity Fund

Voya Global Real Estate Fund

Wells Fargo Advantage Growth Fund

Real Estate

TIAA Real Estate Account

Fixed Income

CREF Bond Market Account

CREF Inflation-Linked Bond Account

Goldman Sachs Government Income Fund

PIMCO Total Return Fund

Templeton Global Bond Fund

TIAA-CREF Bond Fund

TIAA-CREF Bond Index Fund

TIAA-CREF Bond Plus Fund

TIAA-CREF High-Yield Fund

TIAA-CREF Inflation-Linked Bond Fund

TIAA-CREF Short-Term Bond Fund

Money Market

CREF Money Market Account

TIAA-CREF Money Market Fund

Guaranteed

TIAA Stable Value

TIAA Traditional Annuity

Multi-Asset

American Funds Capital Income Builder Fund

CREF Social Choice Account

TIAA-CREF Lifecycle 2010 Fund

TIAA-CREF Lifecycle 2015 Fund

TIAA-CREF Lifecycle 2020 Fund

TIAA-CREF Lifecycle 2025 Fund

TIAA-CREF Lifecycle 2030 Fund

TIAA-CREF Lifecycle 2035 Fund

TIAA-CREF Lifecycle 2040 Fund

TIAA-CREF Lifecycle 2045 Fund

TIAA-CREF Lifecycle 2050 Fund

TIAA-CREF Lifecycle Retirement Income Fund

TIAA-CREF Managed Allocation Fund

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