PROSPECTUSES

TIAA Access T1 prospectus

Equities

CREF Equity Index Account

CREF Global Equities Account

CREF Growth Account

CREF Stock Account

TIAA Access Account - American Funds EuroPacific Growth Fund

TIAA Access Account - T. Rowe Price Institutional Large-Cap Growth Fund

TIAA Access Account - TIAA-CREF International Equity Index Fund

TIAA Access Account - TIAA-CREF Large-Cap Growth Index Fund

TIAA Access Account - TIAA-CREF Large-Cap Value Index Fund

TIAA Access Account - TIAA-CREF S&P 500 Index Fund

TIAA Access Account - TIAA-CREF Small-Cap Blend Index Fund

TIAA Access Account - Vanguard Selected Value Fund

Real Estate

TIAA Real Estate Account

Fixed Income

CREF Bond Market Account

CREF Inflation-Linked Bond Account

TIAA Access Account - TIAA-CREF Bond Index Fund

Money Market

CREF Money Market Account

TIAA Access Account - TIAA-CREF Money Market Fund

Guaranteed

TIAA Stable Value

TIAA Traditional Annuity

Multi-Asset

CREF Social Choice Account

TIAA Access Account - TIAA-CREF Lifecycle 2010 Fund

TIAA Access Account - TIAA-CREF Lifecycle 2015 Fund

TIAA Access Account - TIAA-CREF Lifecycle 2020 Fund

TIAA Access Account - TIAA-CREF Lifecycle 2025 Fund

TIAA Access Account - TIAA-CREF Lifecycle 2030 Fund

TIAA Access Account - TIAA-CREF Lifecycle 2035 Fund

TIAA Access Account - TIAA-CREF Lifecycle 2040 Fund

TIAA Access Account - TIAA-CREF Lifecycle 2045 Fund

TIAA Access Account - TIAA-CREF Lifecycle 2050 Fund

TIAA Access Account - TIAA-CREF Lifecycle 2055 Fund

TIAA Access Account - TIAA-CREF Lifecycle Retirement Income Fund

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