HOW RETIREMENT PLANS WORK

A retirement plan is a valuable benefit of employment that helps you save for your retirement by deferring part of your pay into an investment plan for the future.

  • Your employer selects the types of plans and features, including the contribution schedule, investment choices, income options and vesting rules.
  • You choose how much to invest, how to allocate your contributions, and name your beneficiaries.

Plans Available to You

Your employer offers one or more plans designed to help you reach your retirement savings goals. For information about the plan(s), see your Plans and Investments Choices.

Start Saving
Once your enrollment is processed, your contributions automatically transfer from your paycheck to your retirement plan account where the funds will be invested according to your allocations.

Remember, you can make changes to your retirement plan contribution amount and investment mix anytime after you enroll.

Need Help?
We understand that developing an investment strategy can seem overwhelming. So your employer has chosen TIAA-CREF to help you plan for – and live well in – retirement.

We provide guidance and planning help at no additional cost.

For help, you can call us at 800 897-1026, Monday through Friday from 8 a.m. to 10 p.m. and Saturday from 9 a.m. to 6 p.m. (ET).
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