The One-Step Choice offers a convenient solution if:

  • You don’t have the time or experience for investment research.
  • You prefer to have your retirement investments professionally managed.

The One-Step Choice keeps things simple. You choose a single TIAA Access Account - Lifecycle Fund to invest in. It’s a convenient, low-maintenance way to have your retirement investments professionally managed for you.

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1 Diversification and reallocating/rebalancing cannot ensure a profit nor eliminate market risk and the principal value of these funds is not guaranteed at any time, including the target date of the fund (which is approximate date when investors may plan to begin withdrawing their money). In addition to the fund-level expenses, Lifecycle Funds are also subject to the expenses of their underlying investments.

2 TIAA Access Account - Lifecycle Funds share the risks associated with the types of securities held by each of the underlying funds in which they invest, including market risk, company risk, foreign investment risks, interest-rate risk, credit risk, illiquid security risk, prepayment risk and extension risk. For a detailed discussion of risk, consult both the contract and the underlying funds' prospectuses.