CHOOSING AN INVESTMENT APPROACH

To choose the right investment approach for you, ask yourself the following questions:

  1. Do I enjoy doing my own investment research and choosing for myself?
  2. Do I feel comfortable monitoring my investments and reviewing my approach and investment mix on a regular basis?

If you answered NO to these questions, you may want to keep things simple with the One-Step Choice. It features preselected investments that are professionally managed for you.

Tell me about the One-Step Choice

If you answered YES to these questions, you may want to create your own investment mix and manage your own portfolio.

Tell me about creating my own investment mix 

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Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

TIAA-CREF products may be subject to market and other risk factors. See the applicable product literature, or visit www.tiaa-cref.org for details.

TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY.

© 2013 and prior years, Teachers Insurance and Annuity Association-College Retirement Equities Fund (TIAA-CREF), 730 Third Avenue, New York, NY 10017.