PROSPECTUSES

Equities

American Funds EuroPacific Growth Fund

American Funds Growth Fund of America

American Funds Washington Mutual Investors Fund

Artisan International Value Fund

Columbia Small Cap Value Fund I

CREF Equity Index Account

CREF Global Equities Account

CREF Growth Account

CREF Stock Account

Eaton Vance Large-Cap Value Fund

Lazard Emerging Markets Equity Portfolio

Munder Mid-Cap Core Growth Fund

Sentinel Small Company Fund

T. Rowe Price Capital Appreciation Fund

TIAA-CREF Enhanced Large-Cap Growth Index Fund

TIAA-CREF Enhanced Large-Cap Value Index Fund

TIAA-CREF Equity Index Fund

TIAA-CREF Growth & Income Fund

TIAA-CREF International Equity Fund

TIAA-CREF International Equity Index Fund

TIAA-CREF Large-Cap Value Fund

TIAA-CREF Mid-Cap Growth Fund

TIAA-CREF Mid-Cap Value Fund

TIAA-CREF Real Estate Securities Fund

TIAA-CREF S&P 500 Index Fund

TIAA-CREF Small-Cap Blend Index Fund

TIAA-CREF Small-Cap Equity Fund

TIAA-CREF Social Choice Equity Fund

Vanguard Emerging Markets Stock Index Fund

Vanguard Mid-Cap Index Fund

Vanguard Mid-Cap Index Fund

Real Estate

TIAA Real Estate Account

Fixed Income

CREF Bond Market Account

CREF Inflation-Linked Bond Account

Templeton Global Bond Fund

TIAA-CREF High-Yield Fund

TIAA-CREF Short-Term Bond Fund

Vanguard Total Bond Market Index Fund

Western Asset Core Plus Bond Fund

Money Market

CREF Money Market Account

Guaranteed

TIAA Traditional Annuity

Multi-Asset

American Funds Capital Income Builder Fund

CREF Social Choice Account

TIAA-CREF Lifecycle 2010 Fund

TIAA-CREF Lifecycle 2015 Fund

TIAA-CREF Lifecycle 2020 Fund

TIAA-CREF Lifecycle 2025 Fund

TIAA-CREF Lifecycle 2030 Fund

TIAA-CREF Lifecycle 2035 Fund

TIAA-CREF Lifecycle 2040 Fund

TIAA-CREF Lifecycle 2045 Fund

TIAA-CREF Lifecycle 2050 Fund

TIAA-CREF Lifecycle 2055 Fund

TIAA-CREF Lifecycle Retirement Income Fund

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