For help and guidance, call us anytime at 800 842-2252.
You might also be able to:
- Attend a Financial Education Seminar through your institution or at various locations in your area
- Meet with a TIAA-CREF investment professional to assess your financial situation
Learn more about consultations and seminars from TIAA-CREF.
When you enroll online, you create an individual account where you can view your balances, change your investment mix, make transfers and other transactions.
If you're already enrolled, log in to your secure account from the login button on the home page of this site.
There are two important differences between mutual funds and annuities when they are offered under a retirement plan.
- A mutual fund is a pool of securities, such as stocks and bonds, managed by an investment company.
- An annuity is an insurance contract with one or more fixed-rate and variable investment options.
As for income options, annuities offer you the opportunity for lifetime income with or without guaranteed payments for a fixed time period*. Or you can decide to receive income for a certain number of years or take a cash withdrawal (depending on your plan’s provisions). Mutual funds offer systematic withdrawals.
Otherwise, mutual funds and annuities are treated very similarly when offered as part of your employer’s retirement plan.
*Guarantees are subject to the claims-paying capability of the insurer. Payments from variable accounts will fluctuate based on investment performance.