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If you are investing in mutual funds, read the Intermediary Frequent Trading Policy (PDF).


You are required to complete a Salary Reduction Agreement (SRA) for one or more of your plans. An SRA allows automated, pre-tax contributions from your paycheck directly to your specified plans.

Select the appropriate link(s) below to download the form(s).

  1. Complete a Salary Reduction Agreement for the Defined Contribution Retirement Program/403(b) (PDF).
  2. Complete a Salary Reduction Agreement for the 457(b) Deferred Compensation Plan (PDF).

Submit Salary Reduction forms to:

Total Compensation and Wellness
5700 Cass Avenue
Suite 3638 A/AB
Detroit, MI 48202
Fax: 313 577-0637


Have the following information available before you enroll online:

  • Your investment allocation amounts/percentages for your investment choices.
  • Your Social Security number.
  • Your beneficiary's Social Security number, birth date and address.

To enroll in a plan online, click the plan name below: