These plans are provided by Western Washington University. Your investment choices are listed within each plan.

Western Washington University Retirement Plan

The WWU Retirement Plan (WWURP) is a tax-deferred defined contribution plan that helps you save for retirement.

Faculty, librarians, and academic and professional staff employed at least 50% in an eligible job class, with an appointment that is ongoing or with a fixed duration of at least six consecutive months, are eligible to participate in the WWURP and can start participating in the WWURP on their first day of eligibility.

The WWU helps you save even more for retirement by providing 100% matching funds to your own contributions. Both the WWU and employee contributions are immediately vested, and the plan is 100% portable if you leave the WWU. WWURP operates under federal tax law and the WWU Retirement Plan Document.

Western Washington University Voluntary Investment Program

The Voluntary Investment Program (VIP) is a tax-deferred optional retirement savings plan, operating under Section 403(b) of the Internal Revenue Code (IRC). There are two important advantages to contributing to the VIP:

  • Your contributions are deducted from your gross salary before taxes are calculated and
  • Your contributions and earnings grow tax-deferred until you take a distribution. Even though your VIP contributions aren't matched, contributions will lower your taxable income and help build your retirement nest egg more quickly.
As a WWU employee, you are eligible to participate in the VIP at any time, regardless of whether you are enrolled in another WWU retirement plan. Nonresident aliens who receive no U.S.-source earned income and individuals receiving a Stipend as defined by the Department of Labor are not eligible to participate in the VIP. (Stipends are not reportable as wages on the IRS Form W-2 and therefore are not subject to federal withholding taxes.)