Your Future is What You Make It. We Can Help You Make It Better.
Your Future Is What You Make It.
We Can Help You Make It Better.


We'll have an experienced TIAA-CREF Financial Consultant contact you within 48 hours of your request (Monday to Friday from 8 a.m. to 7 p.m. ET).

Follow-up consultations may be offered via Video Service Appointment. Video service appointments enable you to see your TIAA-CREF Consultant on your home or campus computer through a live video stream on a high-speed connection.1

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1 Video Service sessions require pre-screening and are reserved for consultations that incorporate a review of TIAA-CREF's recommended enhancements to client portfolios. During the video session, TIAA-CREF consultants can display and discuss information related to your consultation in real time. Phone advice sessions also provide the one-on-one consultation without the video feature.

TIAA-CREF Individual & Institutional Services, LLC, and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY.

Investment products, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not conditions to any banking service or activity and may lose value.

Prospectus

© 2011 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017

© 2013 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017